X
theAsianparent Malaysia Logo
theAsianparent Malaysia Logo
EnglishMalay
Product GuideSign in
  • Becoming a Parent
    • Project Sidekicks
    • Pregnancy
    • Losing A Baby
    • Conceiving a Baby
    • Adoption
    • Labour & Delivery
  • Ages & Stages
    • Baby
    • Child
    • Pre-Teen & Teen
  • Parenting
    • Parenting Tips
    • Marriage, Relationship & Sex
    • Viral News
  • Health
    • Illness
    • Allergy & Syndrome
    • Vaccinations
    • Give Health A Shot
  • Breastfeeding & Nutrition
    • Breastfeeding
    • Healthy Meal Tips
    • Formula
  • Education
    • Preschool
    • Primary School
    • Middle School
    • Special Education
  • Money Parenting
    • Tips for Parents
    • Tips for Toddlers
    • Tips for Older Kids
    • The 5 Personas
  • Lifestyle
    • Money
    • Contests & Promotions
    • Holiday
    • Spirituality
    • Home
  • TAP Recommends
  • Press Room
  • Products
  • Awards
    • Parents' Choice Awards 2023
  • Advertise With Us

3 Things your baby’s insurance plan should cover (yes, that’s right, baby insurance!)

3 min read
3 Things your baby’s insurance plan should cover (yes, that’s right, baby insurance!)

If you want to protect yourself financially, it’s important that you have insurance. You should have insurance at every stage of your life, so make sure your baby is well-protected even before birth! Brought to you by AIA.

Yay! You’re pregnant! Now marks the start of your new life as a mummy.

You will find yourself in a whole new dimension that you never knew existed before, experiencing unconditional love with depths you never imagined possible. With that comes inevitable worry—for the rest of your child’s life. And that’s not a bad thing!

You’re not alone. There are so many new mums who are also starting out on their parenthood journey. But the key is to remember that while there are plenty of things to worry about, you need to stop and smell the roses once in a while.

Having a baby is a wonderful and joyful experience that shouldn’t be overshadowed by worrying about their safety, wellbeing and future.

To alleviate some of these worries, it is good to get some peace of mind in the form of insurance. In fact, you can get an insurance plan for your baby from as early as your pregnancy up to adulthood.

But before you commit to a baby insurance plan, here are some essentials you should put on your checklist for coverage:

#1 – Pregnancy Coverage

3 Things your babys insurance plan should cover (yes, thats right, baby insurance!)

Did you know that you can have your unborn child covered by insurance? This is something mums might overlook, as most think that insurance coverage can only start when the baby is born. But insurance coverage can start from as early as when the baby is still developing in the womb.

Having an insurance plan that covers pregnancy complications (eg. eclampsia, ectopic pregnancy, amniotic fluid embolism, late miscarriage, etc.) will definitely give you more peace of mind with one less thing to worry about during those 9 months.

#2 – Extensive Coverage

3 Things your babys insurance plan should cover (yes, thats right, baby insurance!)

It is best to have a plan that covers as much as possible, which includes congenital conditions.

If an infant is born with congenital conditions, the last thing parents want to worry about is the cost of treatment. The priority will always be getting the best possible treatment for the baby and nothing else. Infant care can be rather costly, so it is always good to have it covered.

AIA’s A-Life Joy baby insurance plan covers neonatal ICU and HDU, photo therapy treatment for neonatal jaundice, 15 different congenital conditions as well as a list of 32 juvenile critical illnesses.

#3 – Child development disorders

3 Things your babys insurance plan should cover (yes, thats right, baby insurance!)

When a baby is born, a family has a new set of financial commitments to take on. Most parents are well-prepared for this. But if a baby is faced with unexpected child development disorders, the cost of care could skyrocket.

In cases like this, insurance can cover these unforeseen expenses. AIA’s A-Life Joy is a good example of a comprehensive child insurance plan that covers all bases, including child development disorders such as autism spectrum disorder and attention deficit hyperactivity disorder (ADHD).

To find out more about baby insurance, visit AIA’s website here.

Partner Stories
Mulakan Simpanan Pendidikan & Masa Depan Anak Seawal Mungkin, Pilihlah Cara Terbaik Untuk Tabungan Konsisten
Mulakan Simpanan Pendidikan & Masa Depan Anak Seawal Mungkin, Pilihlah Cara Terbaik Untuk Tabungan Konsisten
Ibu Ayah Pasti Dah Sediakan Semua Keperluan Anak? Jom Semak Checklist Ini, No.5 WAJIB Ada
Ibu Ayah Pasti Dah Sediakan Semua Keperluan Anak? Jom Semak Checklist Ini, No.5 WAJIB Ada
Menangi RM25,000 Dana Pendidikan Kanak-Kanak Oleh Dutch Lady, Anak Anda Mungkin Bertuah!
Menangi RM25,000 Dana Pendidikan Kanak-Kanak Oleh Dutch Lady, Anak Anda Mungkin Bertuah!
5 Soalan yang Ibu Bapa Perlu Tahu Sebelum Memilih Bank untuk Membuat Simpanan
5 Soalan yang Ibu Bapa Perlu Tahu Sebelum Memilih Bank untuk Membuat Simpanan

Got a parenting concern? Read articles or ask away and get instant answers on our app. Download theAsianparent Community on iOS or Android now!

img
Written by

Sarah Voon

  • Home
  • /
  • Kewangan
  • /
  • 3 Things your baby’s insurance plan should cover (yes, that’s right, baby insurance!)
Share:
  • How To Make A Birth Plan - Guide For Malaysia Parents

    How To Make A Birth Plan - Guide For Malaysia Parents

  • 5 Scary things your child may encounter at school

    5 Scary things your child may encounter at school

  • Rambut Anak Lambat Tumbuh, Kulit Berkerak? Atasi Dengan Minyak Rambut Baby Yang Selamat Untuk Si Manja

    Rambut Anak Lambat Tumbuh, Kulit Berkerak? Atasi Dengan Minyak Rambut Baby Yang Selamat Untuk Si Manja

  • How To Make A Birth Plan - Guide For Malaysia Parents

    How To Make A Birth Plan - Guide For Malaysia Parents

  • 5 Scary things your child may encounter at school

    5 Scary things your child may encounter at school

  • Rambut Anak Lambat Tumbuh, Kulit Berkerak? Atasi Dengan Minyak Rambut Baby Yang Selamat Untuk Si Manja

    Rambut Anak Lambat Tumbuh, Kulit Berkerak? Atasi Dengan Minyak Rambut Baby Yang Selamat Untuk Si Manja

Get advice on your pregnancy and growing baby. Sign up for our newsletter
  • Conceiving a Baby
    • Adoption
    • Pregnancy
    • Labour & Delivery
    • Marriage, Relationship & Sex
  • Baby
    • Baby Names
    • Ages & Stages
    • Parenting Tips
    • Breastfeeding & Nutrition
  • Health
    • Fitness
    • Allergy & Syndrome
    • Illness
    • Healthy Meal Tips
  • Education
    • Preschool
    • Primary School
    • Middle School
    • Special Education
  • Lifestyle
    • Home
    • Money
    • Holiday
    • Contests & Promotions
  • More
    • TAP Community
    • Advertise With Us
    • Contact Us
    • Become a Contributor


  • Singapore flag Singapore
  • Thailand flag Thailand
  • Indonesia flag Indonesia
  • Philippines flag Philippines
  • Malaysia flag Malaysia
  • Sri-Lanka flag Sri Lanka
  • India flag India
  • Vietnam flag Vietnam
  • Australia flag Australia
  • Japan flag Japan
  • Nigeria flag Nigeria
  • Kenya flag Kenya
© Copyright theAsianparent 2023. All rights reserved
About Us|Team|Privacy Policy|Terms of Use |Sitemap HTML
  • Tools
  • Articles
  • Feed
  • Poll

We use cookies to ensure you get the best experience. Learn MoreOk, Got it

We use cookies to ensure you get the best experience. Learn MoreOk, Got it

theAsianparent heart icon
Kami ingin menghantar anda pemberitahuan untuk berita terkini dan gaya hidup terkini.